Commercial Insurance

Commercial insurance covers businesses from insured risks such as injury to employees, theft, fires, and vandalism. There are different forms of commercial insurance covers which are suited for different business types. At Christian Brokerage Insurance in Connecticut, we realize that there is no single policy that can cover all business types effectively. We, therefore, work with our clients to find the type of commercial insurance coverage that is most appropriate depending on location, number of employees, size of the business and the assets a business owns. Commercial insurance policies include the following

Property Insurance

This insurance covers business machinery, inventory, furniture and other business equipment in case of damage or loss caused by a covered peril such as fire or riots.

Vehicle Insurance

For businesses that use vehicles, there is always a risk of the vehicles getting into accidents and injuring other people or destroying property. There are various levels of vehicle insurance. Comprehensive insurance, for example, covers both the vehicle and the damage to property or injury to others that may occur as a result of an accident.

Professional Liability Insurance

Negligence on the part of a business may result to injuries or destruction of property. This insurance policy covers businesses from negligence claims. The policy is usually tailored to meet the needs of various industries.

Workers Compensation Insurance

In case an employee of an organization dies gets ill or is injured in the place of work or as a result of their activities at work, this policy helps to pay for death benefits, medical cover and disability benefits.

Product Liability Insurance

Even though it is a legal requirement that businesses ensure their products are safe, there is always a chance of lawsuits resulting from damage or illness caused by a company’s products. This policy protects businesses in such events.

Visit Christian Brokerage Insurance in Connecticut today for your new commercial insurance policy. You may also contact us at (203) 744-3099.