Auto Insurance

The state of Connecticut requires that all cars must be insured. An auto insurance policy protects you from excess expenses such as legal and medical expenses due to loss of life, damaged property or injuries. Auto insurance requirements are not similar in every state. In Connecticut, for instance, a car owner is required to have a minimum of the following three mandatory coverages. They include:

Property damage

This policy covers any damage caused to other people’s property, you or any authorized driver in your car is at fault.

Bodily injury by an underinsured or uninsured driver.

If you let an uninsured person like household members or relatives drive your car and they cause an accident or are hit by another driver, auto insurance help settle the losses or damages caused.

Bodily injury

This policy protects you from lawsuits for accidents leading to death as well as accidental injuries incurred due to your negligence.

Connecticut auto insurance companies offer other additional insurance coverages which are optional. Some of them include:

Collision: This coverage helps repair your vehicle from damage caused by a collision with another car.

Comprehensive: This type of auto insurance policy covers for any repairs needed for damages on your vehicle that are non-collision related.

Loss of use: This coverage assists during the insurance service period where you cannot access your car. This coverage pays for all your transportation expenses including rented cars.

Car replacement: Replaces your car under complete loss with a new one and also covers the gap between the price of the new car and your car's actual value.

Emergency roadside services: This kind of coverage provides assistance to your vehicle in case of a break-down or has a mechanical problem. It comes in two levels, plus and basic.

To get a quote or to discuss new policies, Christian Brokerage Insurance in Connecticut is here for you. Visit our website for more information, advice or for queries.